LC-INSIGHTS LLC PRIVACY POLICY

Last Updated: July 27, 2025

  1. INTRODUCTION

This Privacy Policy explains how LC-Insights LLC (“Company,” “we,” “our,” or “us”) collects, uses, stores, shares, and protects your personal information when you use our websites, services, and community features. It also describes your rights under applicable privacy laws, including the California Consumer Privacy Act (CCPA), the General Data Protection Regulation (GDPR), and other relevant regulations. Our goal is to provide transparency about our data practices and ensure you understand how your information is handled when you engage with our Platform.

LC-Insights LLC is a U.S.-based company headquartered at 2900 N Quinlan Park Rd, Suite 240/314, Austin, TX 78732, United States. We offer a subscription-based content and community platform that provides access to various professional resources, which may include research insights, articles, reports, eBooks, and interactive forums for subscriber engagement. The specific types of resources and features available on the Platform may change or expand over time. If you have any questions about this Privacy Policy or our data practices, please contact us at contact@lifecycleinsights.com.

This Privacy Policy applies to all users who access or use the Platform and associated services through www.lifecycleinsights.com, change.lifecycleinsights.com, and any other subdomains or digital properties operated by LC-Insights LLC now or in the future. This Policy does not apply to third-party websites or services that may be linked from our Platform. We encourage you to review the privacy policies of any third-party services you interact with, as we are not responsible for their practices.

By creating an account, subscribing to our Services, using the Platform, or interacting with our community features, you acknowledge that you have read, understood, and agreed to this Privacy Policy. If you do not agree with this Policy or any part of it, you should not use our Platform or Services. Continued use of the Platform after any updates to this Policy constitutes your acceptance of the revised terms.

  1. INFORMATION WE COLLECT

We collect information to provide and improve our Services, personalize your experience, and comply with legal obligations. This section describes the types of information we collect, how it is obtained, and its purpose.

2.1 Personal Information You Provide When you create an account, subscribe to our Services, or engage with the Platform, you provide us with certain personal information, including:

  • Account Details: Your full name, valid email address, and password (if registering via email).

  • Billing Information: Subscription-related details, including billing address and payment information. We do not store full credit card or payment details. Payments are processed securely by our third-party payment processor (via Outsetta or other integrated solutions), which operates under strict data protection and PCI compliance standards.

  • Optional Information: If applicable, you may provide additional information, such as your company name, job title, or preferences, voluntarily during registration or profile setup.

2.2 Information Collected Automatically: When you access or use the Platform, we automatically collect certain technical and usage data, including:

  • Device and System Information: IP address, browser type, operating system, device model, language preferences, and access times.

  • Usage Data: Pages visited, time spent on pages, clicks, navigation patterns, and interactions with features.

  • Cookies and Tracking Technologies: We use cookies, pixels, and similar technologies to recognize your browser, enhance user experience, and support analytics and marketing. For details on how we use cookies and how you can manage preferences, see Section 5 (Cookies and Tracking Technologies).

2.3 Information from Third-Party Authentication: If you choose to register or log in using Google or Facebook, we receive certain information from these providers, such as name, email address, and profile image (if provided by the third-party service), and authentication tokens are required to verify your identity. We do not receive your passwords for these third-party accounts. The data shared with us depends on your privacy settings with the third-party provider. Please review their privacy policies to understand how they handle your information.

2.4 Community Forum Content: When you participate in the community forum, we collect:

  • User-Generated Content: Posts, comments, questions, or any material you share publicly on the Platform.

  • Engagement Data: Interactions with other users’ posts (likes, replies) and your activity history within the forum.

This information is visible to other subscribers and remains subject to our Community Guidelines and moderation policies.

2.5 Information from Marketing and Analytics Tools: To enhance communication and understand user engagement, we collect data through integrated marketing and analytics platforms, such as Outsetta, and may integrate with Mailchimp or HubSpot in the future. This includes email engagement metrics (e.g., open rates, link clicks) and website behavior analytics for improving performance and user experience.

These tools may use cookies or tracking technologies to collect aggregated data. All such processing is conducted in compliance with applicable privacy laws, and users may opt out of marketing communications as detailed in Section 6 (Your Privacy Rights).

  1. HOW WE USE YOUR INFORMATION

We use the information we collect for specific, lawful purposes to operate and enhance our Platform and Services. Below are the primary purposes and the corresponding activities:

3.1 Account Creation and Management: We process your personal information to create and manage your account, including generating login credentials, enabling authentication (via email or third-party logins like Google or Facebook), and ensuring secure access to your account, allow you to update your profile, manage your subscription details, and configure communication preferences (such as opting in or out of marketing emails), and verify your identity to protect against unauthorized access, fraud, or account misuse. These activities help us maintain a secure and personalized user experience on the Platform.

3.2 Subscription Processing and Billing: We use your information for financial and administrative purposes, including processing subscription payments and renewals through secure third-party payment processors, issuing invoices, receipts, and payment confirmations for your records, and managing billing cycles, refunds, and resolving payment-related disputes in accordance with our Terms and Conditions. We do not store full credit card information; this data is handled exclusively by our PCI-compliant payment service providers.

3.3 Providing Access to Premium Content and Community Forum: Your personal information enables us to grant access to premium content, including reports, insights, and other subscription-only resources, provide secure participation in the subscriber-only community forum, ensuring that only authorized members engage in discussions, moderate forum activity and enforce community guidelines to maintain a safe, respectful, and professional environment.

3.4 Communication and Customer Support: We may contact you to send service-related notifications, including account activity alerts, subscription status updates, and platform changes, respond to inquiries and provide technical support, including troubleshooting login issues, resolving billing concerns, and addressing feature requests, and send important transactional or security alerts, such as password reset emails, system outage notices, or updated policy notifications. These communications are essential for maintaining your account and ensuring uninterrupted access to Services.

3.5 Marketing and Promotional Emails (Opt-In/Opt-Out Rights): We use your email address to send newsletters, product updates, and promotional offers relevant to your interests and engagement history, and deliver personalized recommendations and tailored content to enhance your experience with our Platform.

Users in the European Economic Area (EEA) and Canada must provide explicit consent before receiving marketing emails. In the United States, including California, we may send marketing emails to individuals who have not previously been contacted, provided such communications comply with applicable laws, including offering a clear and easy opt-out option. California residents, and all other U.S. users, have the right to opt out of marketing communications at any time. You can unsubscribe by clicking the “Unsubscribe” link in any marketing email or by updating your communication preferences in your account settings.

3.6 Analytics, Performance Monitoring, and Service Improvements: We process aggregated and anonymized data to monitor system performance, detect outages, and identify technical issues affecting user experience, analyze platform usage patterns, such as frequently accessed pages and engagement metrics, to optimize navigation and content structure, and test and implement new features, improve security measures, and enhance user interface design to keep our Services competitive and user-friendly. We ensure that this data is used in a non-identifiable form wherever possible to protect user privacy.

3.7 Legal and Compliance Obligations: We may process your personal information to comply with legal and regulatory obligations, including tax reporting, consumer protection laws, and data retention requirements, respond to legal claims, subpoenas, or official requests from government or law enforcement agencies, and detect, investigate, and prevent fraudulent transactions, unauthorized access, and other unlawful activities affecting the integrity of our Platform or business operations.

  1. SHARING AND DISCLOSURE OF PERSONAL INFORMATION

We do not sell your personal information. However, to operate our Platform, deliver Services, and comply with legal obligations, we may share your personal data with trusted third parties under strict contractual and confidentiality obligations. Below are the scenarios in which your information may be disclosed:

4.1 Service Providers and Processors: We engage third-party service providers (also known as “processors” under GDPR) to perform specific functions on our behalf. These service providers may access and process your personal data only as necessary to provide their services to us, in accordance with applicable data protection laws and regulations. Examples include:

  • Website Hosting and Platform Services: Wix provides hosting, site infrastructure, and integrated functionalities for account management.

  • Payment Processing: Secure payment gateways handle subscription payments and comply with PCI-DSS standards (we do not store full payment details).

  • Email Marketing and Automation: Utilize Outsetta, Mailchimp or HubSpot to send newsletters, manage email campaigns, and enhance customer engagement.

  • Analytics Tools: Services that help us understand user behavior and optimize performance.

We require all service providers to maintain appropriate technical and organizational security measures and prohibit them from using your data for any purpose other than providing contracted services.

4.2 Third-Party Authentication Providers (Google, Facebook): If you choose to log in or create an account using third-party authentication services such as Google or Facebook, these providers will share certain information with us to facilitate your login process and verify your identity. This may include basic profile information, such as name, email address, and profile picture, as well as a secure token that allows us to confirm your identity without requiring access to your password.

We do not have access to your third-party login credentials (e.g., passwords). The scope of information shared depends on your privacy settings with the authentication provider and any additional permissions you authorize during the sign-in process. We encourage you to review the privacy policies of these providers to understand how they handle your data: Google’s Privacy Policy and Facebook’s Privacy Policy.

Please note: If you revoke access or modify permissions within your Google or Facebook account, it may affect your ability to log in via that method.

4.3 Compliance with Laws and Law Enforcement Requests: We may disclose your data when necessary to comply with legal obligations or respond to lawful requests. Such disclosures may occur in the following circumstances:

  • Legal Compliance: When required to comply with applicable laws, regulations, legal processes, subpoenas, or court orders.

  • Government or Law Enforcement Requests: When requested by authorized public authorities, including those required for national security or law enforcement purposes.

  • Protection of Rights and Safety: When disclosure is necessary to protect the rights, property, or safety of LC-Insights LLC, our users, or others, including detecting, preventing, or addressing fraud, security breaches, or technical issues.

Whenever possible and legally permissible, we will notify you before disclosing your information unless doing so would impede the investigation or violate the law.

4.4 Business Transfers (Merger, Acquisition, Sale of Assets): If LC-Insights LLC undergoes a business transaction such as a merger, acquisition, restructuring, bankruptcy, or sale of all or a portion of its assets, your personal information may be transferred to the acquiring entity as part of the transaction.

We will take the following steps to protect your data:

  • Require the recipient to honor this Privacy Policy or adopt an equivalent policy with similar data protection standards.

  • Ensure that appropriate technical and organizational measures remain in place to secure your data.

  • Provide advance notice of any material changes to the way your data is handled by posting a prominent notice on the Platform, and/or sending an email notification to the address associated with your account.

You will have the opportunity to discontinue using the Platform if you disagree with the new data handling practices following such a transaction.

4.5 No Sale of Personal Data (CCPA Compliance Statement): We do not sell personal information as defined under the California Consumer Privacy Act (CCPA) or similar privacy legislation in other jurisdictions. Specifically, we do not exchange your personal data for monetary value or other valuable consideration. Any sharing of personal information with third-party service providers is strictly for operational purposes, such as hosting, payment processing, or analytics, and is governed by data processing agreements that restrict how the information can be used.

If our practices change in the future and we begin selling personal data, we will update this Privacy Policy accordingly and provide a “Do Not Sell My Personal Information” opt-out mechanism in compliance with CCPA and other applicable laws.

  1. COOKIES AND TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site performance, and deliver personalized content and marketing. This section explains the types of cookies we use, their purposes, and your options for managing cookie preferences.

5.1 Types of Cookies Used

We use the following categories of cookies:

  • Essential Cookies: These cookies are strictly necessary for the Platform to function and cannot be disabled in our systems. They enable core features such as user authentication, account login, subscription management, and secure transactions.

  • Performance Cookies: These cookies collect information about how users interact with our Platform, such as page visits, error reports, and loading times. The data helps us improve the functionality and performance of our Services.

  • Analytics Cookies: These cookies enable us to analyze user behavior and usage trends, allowing us to optimize the Platform. For example, we use analytics tools to understand which pages are most frequently accessed and how users navigate the site.

  • Marketing Cookies: These cookies track your activity across our Platform and third-party websites to deliver relevant advertising and promotional content. They may also be used to measure the effectiveness of marketing campaigns.

    1. Purpose of Cookies

We use cookies and similar technologies to enable essential site functionality, such as secure login and session management, to personalize user experience, including remembering your preferences and settings, to analyze performance and usage trends for service improvements, and to deliver targeted marketing and promotional content where permitted by law.

5.3 Managing Cookie Preferences

You have control over how cookies are used:

  • Browser Settings: You can configure your browser to block or delete cookies. However, disabling essential cookies may impact the functionality of the Platform.

  • Cookie Consent Banner: On your first visit (and periodically thereafter), we display a cookie consent banner allowing you to accept or reject non-essential cookies.

  • Opt-Out Options: You can opt out of interest-based advertising and analytics tracking by adjusting settings in your account (where available) or using tools such as Google Analytics Opt-Out and Network Advertising Initiative Opt-Out

5.4 EU Cookie Consent Mechanism (GDPR Compliance)

If you are located in the European Economic Area (EEA), the UK, or any jurisdiction where explicit consent is required, we display a cookie consent banner upon your first visit, obtain your explicit consent before placing any non-essential cookies (such as analytics or marketing cookies) on your device, and provide a mechanism for you to withdraw consent at any time by updating your cookie preferences in the Platform’s cookie settings.

  1. YOUR PRIVACY RIGHTS

We respect your privacy and are committed to enabling you to exercise your rights under applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Economic Area (EEA) and the California Consumer Privacy Act (CCPA) for California residents. Below is an overview of your rights and the steps you can take to exercise them.

6.1 Rights Under GDPR: If you are located in the European Economic Area (EEA), the United Kingdom, or another jurisdiction where GDPR applies, you have the following rights in relation to your personal data:

  • Right to Access: You have the right to request confirmation of whether we process your personal data, and a copy of the personal data we hold about you, and details about how your personal data is processed, including the purposes of processing, categories of data collected, recipients or categories of recipients to whom data has been or will be disclosed, retention periods or criteria used to determine them, and your rights to rectification, erasure, and restriction.

  • Right to Rectification: You have the right to request the correction of any inaccurate or incomplete personal data that we hold about you. This includes updating outdated contact details, correcting typographical errors, and adding any necessary information required for processing purposes.

  • Right to Erasure (Right to Be Forgotten): You can request deletion of your personal data when the data is no longer necessary for the purposes for which it was collected, you withdraw consent and there is no other lawful basis for processing, you object to processing and there are no overriding legitimate grounds, your personal data has been unlawfully processed, and erasure is required to comply with a legal obligation. We may retain your data where necessary for compliance with legal obligations, dispute resolution, or the defense of legal claims.

  • Right to Restrict Processing: You may request that we limit processing of your personal data if you contest the accuracy of your data (processing will be restricted during verification), if processing is unlawful, but you request restriction instead of deletion, if we no longer need the data, but you require it for legal claims of if you have objected to processing and verification of overriding grounds is pending.

  • Right to Data Portability: You have the right to obtain your personal data in a structured, commonly used, machine-readable format. To transmit the data to another controller, if technically feasible. This right applies where processing is based on your consent or a contract and carried out by automated means.

  • Right to Object to Processing: You have the right to object to processing based on legitimate interests, unless we can demonstrate compelling legitimate grounds and processing for direct marketing purposes (including profiling related to direct marketing). If you object to marketing, we will immediately stop processing your data for this purpose.

We will respond to all valid GDPR requests within one month of receipt. This period may be extended by two further months for complex or multiple requests, but you will be informed of any extension.

6.2 Rights Under CCPA

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with the following rights:

  • Right to Know: You have the right to request the categories of personal information collected, the sources from which personal information was collected, the business or commercial purpose for collecting the data, the categories of third parties with whom personal information is shared, and the specific pieces of personal information collected about you during the preceding 12 months.

  • Right to Delete: You may request that we delete personal information collected from you, subject to exceptions such as compliance with legal or contractual obligations, security incident detection and prevention, and internal uses that align with consumer expectations.

  • Right to Opt-Out of Sale: We do not sell personal data as defined by the CCPA. If this changes in the future, we will update this Privacy Policy and provide an opt-out mechanism labeled “Do Not Sell My Personal Information”.

  • Right to Non-Discrimination: Exercising your privacy rights will not result in the denial of goods or services, charging different prices or rates, or providing a different level or quality of services.

We will respond to CCPA requests within 45 days, with the option to extend the response by an additional 45 days if necessary.

6.3 How to Exercise Your Rights

To exercise any of your privacy rights under GDPR or CCPA, you can contact us using one of the following methods:

We will verify your identity before processing your request. Verification may require providing additional personal details (e.g., account information) and responding to a verification email or code. If you authorize an agent to submit a request on your behalf, the agent must provide a written authorization signed by you or proof of power of attorney.

  1. DATA RETENTION AND STORAGE

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, to comply with legal and regulatory obligations, to resolve disputes, and to enforce our agreements. This section explains our retention practices.

We retain your account details (such as name, email address, and login credentials) for as long as your account remains active and for a limited period after account closure to allow for account reactivation (if applicable) or to comply with legal requirements. If you request account deletion, we will delete or anonymize your personal data within a reasonable timeframe, subject to any legal or contractual retention requirements.

We retain billing and payment-related information for as long as necessary to comply with tax, accounting, and financial reporting obligations (typically for a minimum of 7 years under U.S. law). Specific data may be retained beyond account closure to comply with legal obligations, resolve disputes, or enforce our Terms and Conditions.

The length of time we retain personal data depends on whether the data is necessary to provide services or fulfill contractual obligations, statutory retention periods imposed by applicable law (e.g., tax and financial regulations), data needed to protect our legal rights or respond to potential claims, and limitations related to secure storage and data backup systems.

Once retention periods expire, we will securely delete or anonymize the data in accordance with industry best practices and applicable data protection regulations.

  1. INTERNATIONAL DATA TRANSFERS

As LC-Insights LLC operates primarily in the United States, the personal data we collect is processed and stored on servers located in the U.S. If you access our Platform from outside the U.S., your personal information will be transferred to and maintained on servers in jurisdictions that may not have the same data protection standards as your country of residence.

We take appropriate steps to ensure that international transfers of personal data comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the EEA and UK, and similar global frameworks.

8.1 Transfers to the United States

By creating an account, subscribing to our Services, or using the Platform, you acknowledge and agree that your personal information will be transferred to and processed in the United States, where privacy laws may offer a different (and potentially lower) level of protection than in your jurisdiction.

Despite these differences, we implement appropriate legal and technical measures to protect your data and ensure the protection of your privacy rights.

8.2 EU-U.S. Data Transfer Mechanisms (Standard Contractual Clauses)

If you reside in a jurisdiction with cross-border data transfer restrictions, such as the European Economic Area (EEA), the United Kingdom, or Switzerland, we rely on recognized transfer mechanisms to ensure compliance with applicable data protection laws:

  • Standard Contractual Clauses (SCCs): We incorporate SCCs approved by the European Commission into our contracts with service providers and partners when transferring personal data outside the EEA or the UK.

  • Vendor Compliance: All third-party vendors that process personal data on our behalf are contractually required to adhere to equivalent data protection obligations and maintain GDPR-level safeguards.

These measures ensure that your personal data remains protected and that your privacy rights are preserved even when data is transferred internationally.

8.3 Safeguards for Cross-Border Transfers

To maintain compliance and protect your personal information, we conduct data protection impact assessments before any cross-border transfer, require binding contractual commitments from third-party processors to implement strong security measures and limit processing to authorized purposes only, apply technical safeguards such as encryption, restricted data access, and secure transfer protocols to minimize risks, and regularly monitor vendor compliance through audits and contractual oversight.

If new data transfer frameworks or adequacy decisions become available, such as the EU-U.S. Data Privacy Framework, we will promptly update our practices and notify affected users through our Privacy Policy and other appropriate channels.

  1. DATA SECURITY MEASURES

We take data security seriously and implement industry-standard measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. While no system is entirely immune to risk, we apply robust safeguards to minimize vulnerabilities and ensure compliance with applicable privacy laws.

9.1 Technical and Organizational Security Measures

To protect your personal data, we maintain appropriate technical, administrative, and organizational controls, including limiting access to personal data to authorized personnel only, based on role and necessity, using firewalls, intrusion detection systems, and regular vulnerability assessments to secure our infrastructure, storing personal data in secure servers with strict data center controls, conducting periodic security and compliance reviews to identify and address risks, and providing staff with ongoing training on data protection and security best practices.

9.2 Encryption and Secure Payment Processing

We use SSL/TLS encryption to protect data transmitted between your device and our servers. All payment transactions are processed through PCI-DSS-compliant third-party payment processors (such as Wix’s integrated payment solutions). We do not store full credit card information on our servers. We only collect the information necessary for processing payments and managing subscriptions.

  1. Limitation of Liability for Unauthorized Access

Although we employ rigorous security measures, no online platform or transmission method can guarantee absolute security. We cannot warrant or guarantee that unauthorized third parties will never defeat our security measures or misuse your personal data. By using our Platform, you acknowledge and accept that you transmit information at your own risk. In the event of a data breach, we will promptly investigate, notify affected users, and comply with all applicable legal obligations, including GDPR and CCPA breach notification requirements.

  1. CHILDREN’S PRIVACY

We are committed to safeguarding the privacy of children and complying with all applicable child data protection laws, including the Children’s Online Privacy Protection Act (COPPA) in the United States and relevant international regulations such as GDPR provisions for minors in the EU.

Our services are designed for adults and are not intended for individuals under the age of 18. We take proactive measures to prevent the collection and processing of data from minors and implement strict age restrictions to protect young users.

Access to our Platform and Services is strictly limited to individuals who are 18 years of age or older. By registering for an account, subscribing, or using any feature of the Platform, you represent and warrant that you meet this minimum age requirement. If we become aware that a user under 18 has created an account or provided personal information without verified parental or legal guardian consent, we will immediately suspend or terminate the account and take prompt action to delete the collected personal information from our systems in compliance with applicable laws and our internal data protection protocols.

We do not knowingly collect, solicit, or process personal information from individuals under 18 years of age. This includes, but is not limited to, information submitted through account registration, participation in community forums, and contact forms or customer inquiries. If you believe that a child under the age of 18 has provided personal information to us, please get in touch with us immediately at
contact@lifecycleinsights.com. Upon verification of such a report, we will promptly investigate and take steps to delete the data, ensuring compliance with COPPA and other applicable child data protection laws.

  1. CHANGES TO THIS PRIVACY POLICY

We may update or modify this Privacy Policy from time to time to reflect changes in our business practices, legal obligations, or the functionality of our Platform. We encourage you to review this Policy regularly to stay informed about how we protect your personal information.

When we make material changes to this Privacy Policy, we will provide notice by updating the “Last Updated” date at the top of this page, posting a prominent notice on the Platform, accessible to all users, and sending an email notification to the address associated with your account, where appropriate or required by law. If required by applicable laws (e.g., GDPR), we will seek your consent for any changes that materially affect your rights or the way we process your personal data.

The revised Privacy Policy will become effective on the date posted unless otherwise stated. Your continued use of the Platform after the effective date constitutes your acknowledgment and acceptance of the updated Policy. If you do not agree to the changes, you should discontinue use of the Platform and contact us to delete your account and associated personal data.

  1. CONTACT INFORMATION

If you have any questions, concerns, or complaints regarding this Privacy Policy, our data practices, or your privacy rights, please get in touch with us using the details provided below. We will respond promptly and in accordance with applicable data protection laws, including GDPR and CCPA requirements. We have designated a contact point for inquiries regarding data protection. This individual is responsible for overseeing compliance with this Privacy Policy and applicable privacy regulations.

For all privacy-related inquiries, including requests to exercise your GDPR or CCPA rights, please get in touch with us at: privacy@lifecycleinsights.com. Please include the subject line “Privacy Inquiry” and provide sufficient detail about your request for us to process it efficiently.

You may also contact us by mail at:

LC-Insights LLC
2900 N Quinlan Park Rd, Suite 240/314
Austin, TX 78732
United States of America